The provides a specialized home loan financing program for physicians, for buying or refinancing a primary residence. This program is unique, because, there are either no or low down payment options available and there is no Private Mortgage Insurance (PMI). This converts into lower payments and the ability to obtain financing that is not available to the general borrowers.

There are various options available for availing physician loan. Depending on your short and long-term financial and investment programs, you can avail either fixed rate mortgages (FRMs) or adjustable rate mortgages (ARMs). Depending on requirement, you can also avail ARMs with interest-only options to further reduce your monthly payment.